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HP 10B Tutorial, Part II

In the previous section we looked at the basic time value of money keys and how to use them to calculate present and future value of lump sums. In this section we will take a look at how to use the HP 10B to calculate the present and future values of regular annuities and annuities due. A regular annuity is…

Microsoft Excel as a Financial Calculator, Part II

In the previous section we looked at the basic time value of money functions and how to use them to calculate present and future value of lump sums. In this section we will take a look at how to use Excel to calculate the present and future values of regular annuities and annuities due. A regular annuity is a series…

HP 12C Tutorial, Part II

In the previous section we looked at the basic time value of money keys and how to use them to calculate present and future value of lump sums. In this section we will take a look at how to use the HP 12C to calculate the present and future values of regular annuities and annuities due. A regular annuity is…

Solving Problems with Non-Annual Periods on the HP 20b

Many, perhaps most, time value of money problems in the real world involve other than annual time periods. For example, most consumer loans (e.g., mortgages, car loans, credit cards, etc.) require monthly payments. All of the examples in the previous pages have used annual time periods for simplicity. On this page, I’ll show you how easy it is to deal…

Solving Problems with Non-Annual Periods on the TI 84 Plus

Many, perhaps most, time value of money problems in the real world involve other than annual time periods. For example, most consumer loans (e.g., mortgages, car loans, credit cards, etc.) require monthly payments. All of the examples in the previous pages have used annual time periods for simplicity. On this page, I’ll show you how easy it is to deal…

TI 84 Plus Tutorial, Part II

Part 2 of a TI-83 calculator tutorial on calculating money value over time. It covers how to find present and future values of annuities (regular payments) and lump sums using the built-in TVM Solver app. The tutorial explains different annuity types (regular and due) and how to solve for missing variables like payment amount, interest rate, or number of periods. It also touches on perpetuities (infinite payments) and how to approximate their present value with the calculator.

Loan Amortization on the TI BAII Plus

In this tutorial we will see how to amortize a fixed-rate loan using the TI BAII Plus calculator from Texas Instruments. Specifically, we will see how to calculate the amount of principal and interest for any particular payment, or range of payments. For example, you may wish to know how much your principal or interest payments will be for the…

Loan Amortization on the TI BAII Plus Pro

In this tutorial we will see how to amortize a fixed-rate loan using the TI BAII Plus Professional calculator from Texas Instruments. Specifically, we will see how to calculate the amount of principal and interest for any particular payment, or range of payments. For example, you may wish to know how much your principal or interest payments will be for…

Solving Problems with Non-Annual Periods on the TI BAII Plus Pro

This article explains how to use the TI BAII Plus Professional financial calculator for time value of money problems involving non-annual periods, such as monthly or daily. It emphasizes that all principles for annual periods still apply but require adjustments for period lengths. The tutorial details how to correctly enter data for non-annual periods, adjust interest rates, and avoid common pitfalls, such as rounding errors and misusing the P/Y setting. The purpose is to ensure accurate calculations for various financial problems involving different time intervals.

Solving Problems with Non-Annual Periods on the TI BAII Plus

This article explains how to use the TI BAII Plus financial calculator for time value of money problems involving non-annual periods, such as monthly or daily. It emphasizes that all principles for annual periods still apply but require adjustments for period lengths. The tutorial details how to correctly enter data for non-annual periods, adjust interest rates, and avoid common pitfalls, such as rounding errors and misusing the P/Y setting. The purpose is to ensure accurate calculations for various financial problems involving different time intervals.