Time value of money and financial calculator tutorials
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Time value of money and financial calculator tutorials
Many, perhaps most, time value of money problems in the real world involve other than annual time periods. For example, most consumer loans (e.g., mortgages, car loans, credit cards, etc) require monthly payments. All of the examples in the previous pages have used annual time periods for simplicity. On this page, I’ll show you how easy it is to deal…
In the previous section we looked at the basic time value of money keys and how to use them to calculate present and future value of lump sums and annuities. In this section we will take a look at how to use the HP 19BII to calculate the present and future values of uneven cash flow streams. We will also…
In the previous section we looked at the basic time value of money keys and how to use them to calculate present and future value of lump sums. In this section we will take a look at how to use the HP 19BII to calculate the present and future values of regular annuities and annuities due. A regular annuity is…
The HP 19B is a fairly easy to use financial calculator that will serve you well in all finance courses. The 19BII can operate in either RPN (reverse polish notation) or algebraic modes. RPN is better in most cases, so I suggest that you choose that mode if you understand RPN. This tutorial will demonstrate how to use the financial…