Time value of money and financial calculator tutorials
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Time value of money and financial calculator tutorials
In this tutorial we will see how to amortize a fixed-rate loan using the TI BAII Plus calculator from Texas Instruments. Specifically, we will see how to calculate the amount of principal and interest for any particular payment, or range of payments. For example, you may wish to know how much your principal or interest payments will be for the…
Strictly speaking, an annuity is a series of equal cash flows, equally spaced in time. However, a graduated annuity (also called a growing annuity) is one in which the cash flows are not all the same, instead they are growing at a constant rate (any other series of cash flows is an uneven cash flow stream). So, the two types…
This article explains how to calculate the expected rate of return on bond investments using the TI BAII Plus financial calculator. It covers three measures: current yield, yield to maturity (YTM), and yield to call (YTC). The tutorial provides step-by-step instructions for calculating these returns, emphasizing the use of the TVM keys and the BOND menu. The purpose is to help readers understand how to evaluate bond returns considering both income and potential capital gains or losses, aiding in making informed investment decisions.
This article explains how to calculate the expected rate of return on bond investments using the TI BAII Plus Professional financial calculator. It covers three measures: current yield, yield to maturity (YTM), and yield to call (YTC). The tutorial provides step-by-step instructions for calculating these returns, emphasizing the use of the TVM keys and the BOND menu. The purpose is to help readers understand how to evaluate bond returns considering both income and potential capital gains or losses, aiding in making informed investment decisions.
Strictly speaking, an annuity is a series of equal cash flows, equally spaced in time. However, a graduated annuity (also called a growing annuity) is one in which the cash flows are not all the same, instead they are growing at a constant rate (any other series of cash flows is an uneven cash flow stream). So, the two types…
This article covers the use of the TI BAII Plus financial calculator to calculate the present and future values of regular annuities and annuities due. It explains that a regular annuity involves equal cash flows at the end of each period, while an annuity due has the first cash flow at the start. The tutorial provides step-by-step instructions for solving for present value, future value, payment amounts, number of periods, and interest rates for annuities. It also includes details on handling perpetuities and the importance of setting the calculator to the correct mode for accurate calculations.
This article covers the use of the TI BAII Plus Professional financial calculator to calculate the present and future values of regular annuities and annuities due. It explains that a regular annuity involves equal cash flows at the end of each period, while an annuity due has the first cash flow at the start. The tutorial provides step-by-step instructions for solving for present value, future value, payment amounts, number of periods, and interest rates for annuities. It also includes details on handling perpetuities and the importance of setting the calculator to the correct mode for accurate calculations.
This article focuses on handling lump sum cash flows using the TI BAII Plus financial calculator. It begins with setup instructions, recommending annual compounding and adjusting decimal places. The tutorial covers calculating the future value, present value, number of periods, and interest rates for lump sums. Emphasizing correct data entry and understanding financial principles, the article aims to equip readers with the fundamental skills needed to effectively use the calculator for finance courses and real-world applications. It also highlights the importance of adhering to the cash flow sign convention.
This article focuses on handling lump sum cash flows using the TI BAII Plus financial calculator. It begins with setup instructions, recommending annual compounding and adjusting decimal places. The tutorial covers calculating the future value, present value, number of periods, and interest rates for lump sums. Emphasizing correct data entry and understanding financial principles, the article aims to equip readers with the fundamental skills needed to effectively use the calculator for finance courses and real-world applications. It also highlights the importance of adhering to the cash flow sign convention.
If the picture at right doesn’t match your calculator, you may have the newer HP 10BII. These calculators differ slightly, so you may prefer the HP 10BII tutorial (it doesn’t matter too much). The Hewlett Packard 10B is a very easy to use financial calculator that will serve you well in all finance courses. This tutorial will demonstrate how to…