Tag FV

Microsoft Excel as a Financial Calculator, Part I

Excel (and other spreadsheet programs) is the greatest financial calculator ever made. There is more of a learning curve than a regular financial calculator, but it is much more powerful. This tutorial will demonstrate how to use Excel’s financial functions to handle basic time value of money problems using the same examples as in the calculator tutorials. I will keep…

HP 12C Tutorial, Part II

In the previous section we looked at the basic time value of money keys and how to use them to calculate present and future value of lump sums. In this section we will take a look at how to use the HP 12C to calculate the present and future values of regular annuities and annuities due. A regular annuity is…

HP 12C Tutorial, Part I

The HP 12C is a fairly easy to use financial calculator that will serve you well in all finance courses. Actually, its very easy if you already know RPN (reverse polish notation — a much better way to enter data into a calculator than the algebraic method that you are probably familiar with). This tutorial will demonstrate how to use…

HP 20b Tutorial, Part III

Uneven Cash Flows In the previous section we looked at the basic time value of money keys and how to use them to calculate present and future value of lump sums and annuities. In this section we will take a look at how to use the HP 20b to calculate the present and future values of uneven cash flow streams.…

HP 20b Tutorial, Part II

In the previous section we looked at the basic time value of money keys and how to use them to calculate present and future value of lump sums. In this section we will take a look at how to use the HP 20b to calculate the present and future values of regular annuities and annuities due. A regular annuity is…

HP 20b Tutorial, Part I

The Hewlett Packard 20b Business Consultant is an easy to use, and inexpensive, financial calculator that will serve you well in all finance courses. This tutorial will demonstrate how to use the financial functions to handle time value of money problems and make financial math easy. I will keep the examples rather elementary, but understanding the basics is all that…

TI 84 Plus Tutorial, Part III

Uneven Cash Flow Streams In the previous section we looked at the basic time value of money keys and how to use them to calculate present and future value of lump sums and regular annuities. In this section we will take a look at how to use the TI 84 Plus to calculate the present and future values of uneven…

TI 84 Plus Tutorial, Part II

Part 2 of a TI-83 calculator tutorial on calculating money value over time. It covers how to find present and future values of annuities (regular payments) and lump sums using the built-in TVM Solver app. The tutorial explains different annuity types (regular and due) and how to solve for missing variables like payment amount, interest rate, or number of periods. It also touches on perpetuities (infinite payments) and how to approximate their present value with the calculator.

TI 84 Plus Tutorial, Part I

This is the first part of a TI-83 calculator tutorial on performing time value of money calculations. It covers finding future and present values of lump sums using the built-in TVM Solver app. The tutorial explains how to enter data considering the calculator's cash flow sign convention and solve for missing variables like the number of periods or interest rate. It also teaches how to adjust the calculator's decimal places for better viewing.

Graduated Annuities on the TI BAII Plus

Strictly speaking, an annuity is a series of equal cash flows, equally spaced in time. However, a graduated annuity (also called a growing annuity) is one in which the cash flows are not all the same, instead they are growing at a constant rate (any other series of cash flows is an uneven cash flow stream). So, the two types…

Graduated Annuities on the TI BAII Plus Pro

Strictly speaking, an annuity is a series of equal cash flows, equally spaced in time. However, a graduated annuity (also called a growing annuity) is one in which the cash flows are not all the same, instead they are growing at a constant rate (any other series of cash flows is an uneven cash flow stream). So, the two types…

BAII Plus Tutorial, Part III

This article focuses on using the TI BAII Plus financial calculator to calculate the present and future values of uneven cash flow streams. It explains how to handle uneven cash flows, net present value (NPV), internal rate of return (IRR), and modified internal rate of return (MIRR). The tutorial provides step-by-step instructions for inputting cash flows and calculating these financial metrics, emphasizing the importance of correct data entry and using specific keys on the calculator. The article aims to help readers effectively evaluate investments with varying cash flows using the TI BAII Plus.

TI BAII Plus Pro Tutorial, Part III

This article focuses on using the TI BAII Plus Professional financial calculator to calculate the present and future values of uneven cash flow streams. It explains how to handle uneven cash flows, net present value (NPV), internal rate of return (IRR), and modified internal rate of return (MIRR). The tutorial provides step-by-step instructions for inputting cash flows and calculating these financial metrics, emphasizing the importance of correct data entry and using specific keys on the calculator. The article aims to help readers effectively evaluate investments with varying cash flows using the TI BAII Plus Professional.

TI BAII Plus Tutorial, Part II

This article covers the use of the TI BAII Plus financial calculator to calculate the present and future values of regular annuities and annuities due. It explains that a regular annuity involves equal cash flows at the end of each period, while an annuity due has the first cash flow at the start. The tutorial provides step-by-step instructions for solving for present value, future value, payment amounts, number of periods, and interest rates for annuities. It also includes details on handling perpetuities and the importance of setting the calculator to the correct mode for accurate calculations.

TI BAII Plus Pro Tutorial, Part II

This article covers the use of the TI BAII Plus Professional financial calculator to calculate the present and future values of regular annuities and annuities due. It explains that a regular annuity involves equal cash flows at the end of each period, while an annuity due has the first cash flow at the start. The tutorial provides step-by-step instructions for solving for present value, future value, payment amounts, number of periods, and interest rates for annuities. It also includes details on handling perpetuities and the importance of setting the calculator to the correct mode for accurate calculations.